“@BruceMeaney @cjoye I don’t know if it’s good. Wonderfully cherry picked data in desperation to keep credibility of the narrative that allows them to be. “@cjoye It seems a bit silly to me that an actor, doing an advert, with a script, on the television, should suddenly become a financial commentator on cryptocurrencies. au. Sign upWe would like to show you a description here but the site won’t allow us. au “GS have published research on what Australia's inflation rate looks like using the new monthly data, crucially excluding items the ABS does not collect information on (and imputes to have no change). ConversationSee new Tweets. In this conversation. Wonderfully cherry picked data in desperation to keep credibility of the narrative that allows them to be defenders of last resort of the great Australian credit fuelled housing bubble. Ave wage vs ave savings vs ave mortgage debt does not compute in my mind-who can afford a $600k mortgage at 7% without it destroying monthly income?”“@cjoye See through the noise with China - they are in population decline as Poor Japan v2. christopher joye. This will be record housing crash, 100% triggered by rate hikes - it has only just started. ConversationSee new Tweets. The Australian Financial. Some areas down -25. ALT. This is deflationary. Interest rates have soared, but commercial property values have barely moved. non-bank wholesale funding costs? Seems like there is further upward pressure from o/s debt markets coming here which could even further exarcebate the fixed to variable, and those currently on variable. 5%. Show more". Verified account Protected Tweets @; Suggested users“@cjoye @ALeighMP @Charlton_AB @DanielMulinoMP @AlboMP @JEChalmers Genuine question/thought. I still haven’t seen you clearly outline why rates will stay high over the medium to long term, when nothing has fundamentally permanently changed since 2019. Log in. We would like to show you a description here but the site won’t allow us. We would like to show you a description here but the site won’t allow us. @cjoye. And inflation isn't coming down anytime soon with rents increasing Rate cuts in 2023 will simply shoot inflation back up. . We would like to show you a description here but the site won’t allow us. We would like to show you a description here but the site won’t allow us. Hard to start a business or buy your first home if you can’t borrow money anywhere”“Aussie house prices moving sideways in February month to date, which is interesting. "It's global cyber war out there". com. commodities are a grand idea #BTC“Aussie house price losses exceed 10%, Sydney losses breach 14%: 43 year record in sight 'Stablecoin' Breaks Peg As Circle Admits Billions Stuck With SVB up. It'll work right up until the point it is discovered that debt outstrips M2 money by a factor of 10:1 . 30% drop wipes out 40% of gains! Its so bad REINZ has taken down old reports!”“@ddtraderr @cjoye Ummmm Yes they can refinance however this is happening because interest rates are rising ⬆️⬆️⬆️ They may be able to refinance if they paid off enough, and if the properties have appreciated in value That’s a few “ifs” in there Overall, the situation is grim at beset”“3x crypto banks now dead: Silvergate; Silicon Valley; and Signature. You actually charge people a fee for that performance?”“@KirilRuvinsky @cjoye People are away in Sydney, this Aussie day turned into a long weekend, my wife works in circular quay and there were 5 people on her floor at work! People are still spending and it appears that less people under 35 have a mortgage these days, rising unemployment is the only key”Imaging if mums&dads can directly access to 6. It would not suprise me if the government introduces 'targeted support' which ends up pumping the market for a…”We would like to show you a description here but the site won’t allow us. 13 Jun 2023 05:35:09“RT @rogerkermode: I reckon there are two generations of ‘finance dudes’ who have never seen high inflation and cannot comprehend the fear i…”christopher joye on Twitter: "RBA now on track to hike rates in June given upside surprise to today's inflation, lifting the cash rate from 3. It would not shock me for people in 2034 to be asking "is this the year Australian property prices finally see gains?". The news is not good: "We construct a new ‘weighted-median’ measure of…” Honestly, we hit the limit current incomes can support. “@cjoye Modi had highest voters support among all democratic countries! As Paul Keating repeatedly pointed out, Albo is just a sucker!”We would like to show you a description here but the site won’t allow us. We would like to show you a description here but the site won’t allow us. 4% followed by Brisbane (-8. 1KWe would like to show you a description here but the site won’t allow us. @cjoye · Aug 5. No wonder RBA is slowing down. 18 Jul 2023 02:09:39. Verified account Protected Tweets @; Suggested usersAussie house prices are continuing to fall at a very rapid pace in December based on early data fromWe would like to show you a description here but the site won’t allow us. Verified account Protected Tweets @; Suggested users “Worst house price declines in 42 years, with more to come. “ANZ's David Plank and Jack Chambers have today updated their RBA QE3 forecast to a potential program that could be as large as $189 billion, bringing them in line with Westpac's Bill Evans who is projecting a $150bn program for QE3 @Johnkehoe23 @ANZ_Newsroom @WestpacMacro”We would like to show you a description here but the site won’t allow us. Investors want little to do with a sector heading for a big dose of reality. Interesting. We would like to show you a description here but the site won’t allow us. Verified account Protected Tweets @; Suggested usersWe would like to show you a description here but the site won’t allow us. afr. afr. 6%mom) prices led the increase. We would like to show you a description here but the site won’t allow us. #ausecon @felicity_emmett @AdelaideTimbrel. “@cjoye After yeeeaars of saving for a deposit and finally getting into the market [at peak Jan 22] we now have to deal with this. We would like to show you a description here but the site won’t allow us. 9% vs 56. 7%; Brisb off 1. Aug 16. @cjoye. CoreLogic: Australian home values officially record the largest decline on record would like to show you a description here but the site won’t allow us. . Log inchristopher joye @cjoye 7h One of the more interesting questions going around is whether bonds issued for environment, social and/or governance (ESG) purposes attract a lower. Log inWe would like to show you a description here but the site won’t allow us. Team Talk: Cowboys 2023 overview, best 17, squad update. Replying to. 3. Don’t know anyone else that predicted that. A controversial article by Christopher Joye, an outspoken investment portfolio manager and columnist for the Australian Financial Review, has. 6pc. ” christopher joye on Twitter: "Good morning!" / Twitter. Verified account Protected Tweets @; Suggested usersIn this conversation. In this conversation. Acquire everything! It’s a bull market! Equities are cheap! The buy-the-dip-reflex will prevail! Central banks will slash rates and lift their inflation targets!We would like to show you a description here but the site won’t allow us. I doubt the rise over the previous Q was sustainable, given the reduction in borrowing power. Retweets. . Australia faces "largest and longest house price correction in history" According to CoreLogic records dating back to 1980, Australian dwelling values have never fallen by more than 11% across the combined. New RBA analysis shows that between 15% and 17% of all Aussie borrowers are likely to experience negative cash-flows as a result of rate hikes in the RBA's base-line and adverse scenarios“@KellyAlspals @cjoye ALD share price hasn't moved much, so either no productivity or wage-rate spiral imo. Crypto is toxic”We would like to show you a description here but the site won’t allow us. Drone pilot Christopher Joye, who captured the footage, said: "Swimmers would not believe there was a. Sign up“@JohnQuiggin @cjoye We're here because Reagan & Thatcher's neoliberal agenda of crushing unions by offshoring manufacturing to China (& continued by Clinton & Blair) . 1:56 AM · Jul 29, 2022 · Twitter Web App. Both of which disproportionately affect the bottom 50% of households. . Log in. LNP for all its 'hawkishness' over China refused to develop onshore manufacturing for fear of unions. 1%; Brisbane prices down 0. christopher joye @cjoye 7h One of the more interesting questions going around is whether bonds issued for environment, social and/or governance (ESG) purposes attract a lower of cost of capital than normal debt instruments without an ESG label. This chart from Bloomberg provides a good summary of consensus estimates. We would like to show you a description here but the site won’t allow us. “@cjoye Well this RBA info has finally caught up with Alan Kohler I photo’d the tv last yr & kept the dates visible I added words he was saying to the slides Check out the dates! August & October LAST YEAR!”We would like to show you a description here but the site won’t allow us. 10% in more pain for borrowers and home owners. 0 replies 0 retweets 8 likes. they all roll over the same. 6%mom) prices led the increase. . 1. ”We would like to show you a description here but the site won’t allow us. 04 May 2023 06:47:40Log in. OAKVILLE, ON — September 1, 2022 — Today marks the start of a new chapter for JOY RADIO (CJYE) as it unveils not only a new look, but a new feel to their. . 50% in 2019 to 0. Found. @cjoye was one of the few to go against this IIRC. "@wmdglasgow Yes, @cjoye is one of our best journalists" (Tweet) – via Twitter. Welcome to the Complexity Premia podcast from Coolabah Capital, which is hosted by Christopher Joye, CIO and portfolio manager at Coolabah Capital. Verified account Protected Tweets @; Suggested usersIn this conversation. 8%mom in March, the first monthly increase since April 2022 and the largest monthly increase since January 2022. This will in turn demand radical attitudinal change. Sign upchristopher joye @cjoye. afr. The wage costs for businesses producing products is far too high and can only be addressed by greater productivity, which means fewer workers. Given the number of markets that have had this set up and tanked. Retweets. ”We would like to show you a description here but the site won’t allow us. ”We would like to show you a description here but the site won’t allow us. “House price crash update: Syd prices down 6. 7%. “The RBA is hierarchical, insular, supercilious, hubristic, resistant to outside influence, and exceptionally slow to recognise and respond to its own mistakes. . . then the printing starts again leading to further dilution of currency . ”“Yep. “Pretty clear RBA has been spooked by house price collapse, which is only going to get worse”christopher joye on Twitter. com. 9. @cjoye @PodcastFear. @cjoye Cracking interview with the great Tom Piotrowski on equities, bonds, house prices, banks and pretty much everything under the sun - notably recorded before the RBA kicked off its second hiking cycle… @cjoye A tiny, single day drop in Aussie house prices evidenced in the CoreLogic daily data---is it pure noise or something more substantive as tighter policy grips? corelogic. We would like to show you a description here but the site won’t allow us. . . Lower bound of our 15-25pc forecast correction could be an optimistic outcome…”Log in. Sign upWe would like to show you a description here but the site won’t allow us. Property is ‘sleepwalking’ towards its biggest test since the GFC. @parrapower2022 @solo_dio_ @rabbit_wealth @AvidCommentator @BikoKonstantin1 @Aus__Property @rabbit_wealth @justthink1 @cjoye . au. . 4%. what you choose? We would like to show you a description here but the site won’t allow us. ConversationIn this conversation. “@cjoye Japan took over 10 years from peak to 'bottom' with a similar size bubble. @cjoye Sydney house prices have fallen 11. & 50% are admin. 6 billion Snowy Hydro…We've been forecasting a US recession since Jan 2022, which the market has recently converged on. This will bring the RBA much closer to global central banks like BoE at 4. Likes. House price declines not likely to slow until RBA stops hiking. NSW's interest bill will surge past $7 billion/yr according to Treasurer @dmookheyMLC. . ↑ Joye, Christopher. Fun interview with nabtrade on bond markets. But with a referendum and election coming in the next 12 months, in addition to a $19b surplus. #ausecon @felicity_emmett @AdelaideTimbrel. Likes. Sign upIn this conversation. . Visit cjoye's profile on Zillow to find ratings and reviews. FML 🫠”“@cjoye Too corrupt and too much poverty. 8:58 PM · Oct 5, 2022 · Twitter Web App. 6%; 5 city index prices down 1. @cjoye. 2B cash! @cjoye Aussie house prices now correcting fast as rates rise, led by Sydney and Melbourne: RBA will struggle to lift past 1. We would like to show you a description here but the site won’t allow us. 13 Jun 2023 05:35:09 “RT @rogerkermode: I reckon there are two generations of ‘finance dudes’ who have never seen high inflation and cannot comprehend the fear i…” christopher joye on Twitter: "RBA now on track to hike rates in June given upside surprise to today's inflation, lifting the cash rate from 3. 1:24 AM · Jul 9, 2023 · 10. Our subs will likely need to contain the most serious expansionist ambitions of an India we haven't yet met in the 2040s”“Huge jump in Sydney auction clearance rate to 74. ”We would like to show you a description here but the site won’t allow us. We would like to show you a description here but the site won’t allow us. We would like to show you a description here but the site won’t allow us. See new TweetsNothing like purposely using a log graph to make it look like it has barely crashed everMassive downside miss for Aussie monthly inflation - RBA should pause and if they hike in December they will struggle to do much more. “@cjoye Chris, you do realise that we have 30,000 arrivals per month, when in April we only started 2500 new dwellings? There are people coming from overseas using foreign currency to rent or buy property with currency that has appreciated against the Aud by 15% in the past six months. Redirecting to /cjoye/status/1675386755422494722Embed Tweet. “@bluntman_eth @Tombeecon @cjoye So they just entered the real estate market. It's very unstable at the street level. 5k USD when you started this fund in May 2020. christopher joye @cjoye. Maybe u can get annoyed that the advertisers allowed this ad? But Matt Damon isn't a financial expert, how is he gonna predict what happens in mkts in 2022, lol. ”While lots of people talk about the risk of war without actually understanding the odds, new research sheds light on the probability of major power conflict. It’s like the economy has cancer and our doctors wants to stop treatment caus. “Real interest rate hammer has yet to fall would like to show you a description here but the site won’t allow us. We would like to show you a description here but the site won’t allow us. Sign upWe would like to show you a description here but the site won’t allow us. Our globally unique War Lab put 74% probability on military conflict between China/Taiwan and a 45% chance of US-China conflict erupting over next decade based on data up to 2020. It. We reap what we sow. Anecdote from my AFR column today: “For Australia’s inflation rate to subside, we will also need more productivity to rationalise the brisk rates of wage growth. Sign upLog in. We would like to show you a description here but the site won’t allow us. “First housing bear in my cross-hairs: UBS concedes yesterday, "Looking fwd, we had expected home prices could drop 10%, but it could be smaller now. 1%, declining at a 17% annual rate, while Brisbane prices fall at 20% annual rate bit. Verified account Protected Tweets @; Suggested users“@ChandAshok @cjoye Totally agree re government mistakes but struggle to understand why ‘independent organisations’ have the power to dial up the misery of Australians in the form of unemployment and increased costs of lending. “Aussie house price losses exceed 10%, Sydney losses breach 14%: 43 year record in sight “USDC 'Stablecoin' Breaks Peg As Circle Admits Billions Stuck With SVB Sign up. 3%, Melbourne/Brissie both down 6. “I did a podcast interview with Koda's David Clark on the coming commercial real estate crash, why a second phase of the housing correction will emerge, the looming. We would like to show you a description here but the site won’t allow us. However, the. would like to show you a description here but the site won’t allow us. new Tweets. “The great regime change: growth and cheap money are dead of risky assets ‘living in a parallel universe’ - A recession may be precisely the jolt lackadaisical Millennials require to lift their game. Sydney house prices plummet like it's 1983. “Aussie house price crash about to pass through all-time record of an 11% peak-to-trough loss. Sitting on $6. We would like to show you a description here but the site won’t allow us. CHRIS JUDD’S Masters of the Market Masters of the Market is back for 2021 and the first episode of the year is with CIO of Coolabah Capital and columnist for the AFR, Chris. Verified account Protected Tweets @; Suggested usersSign up. In this conversation. Discerning Coins for example is a new way of collecting coins - using the blockchain! Chris, we've talked about this. Especially as pandemic funding measures end”House prices to get whacked by rates again: If the cash rate does indeed hit 4. com. House prices fell at slightly slower rate in Oct, with 5 city index from @corelogicau losing 1. 3:30 AM · May 20, 2022 · Twitter Web App. @cjoye The monthly CPI showed underlying inflation remains uncomfortably high, tracking above the RBA’s forecast profile and placing pressure on the RBA to hike again in July, where its peers are confronting the same problem of it taking too long for inflation to return to target with much higher interest rates. 5%, the…. I believe this includes offset accounts. Key takeaways * 15-20% peak to trough in Australian housing prices remains the view. Log in. Captain Slapstick AC AO AM OAM AK @CaptSlapstick · 6h. ”christopher joye on Twitter: "Good morning!" / Twitter. 85% to 4. We would like to show you a description here but the site won’t allow us. The latest tweets from @cjoye christopher joye. Sydney house prices plummet like it's 1983 - MacroBusiness. IR here are… Show more . Games fiasco will leave business shaking its head at Victorian farce. This will in turn demand radical attitudinal change from entitled millennials who have never experienced high…. Replying to @cjoye @Harold36089778. 5%; 5 capital cities have fallen 3. 1 million in crypto cant be withdrawn on FTX- $13. Australia faces "largest and longest house price correction in history" - MacroBusiness. There were good re“@Sporticus13 @cjoye @TheKouk I was wondering the other day how much of Wayne Swan’s unfulfilled budget surplus was the result of Koukie’s crystal ball. 5% pa, or 2. Massive portion of the population realising they are not going to achieve an acceptable basic standard of living. Australia experiences worst house price falls in 42 years, with more to come. “@cjoye Sir. We would like to show you a description here but the site won’t allow us. Find great real estate professionals on Zillow like cjoyeThere are 9 words found that match your query. “@cjoye Watched The Big Short again last night - I fear the can kicking is going to end soon and we will have our very own subprime moment. “India is an important ally that can’t be trusted Replying to @cjoye Usecases for blockchain are only limited by the imagination. Where did you get 20% from?”RBA governor Phil Lowe said today that for Aussie inflation to hit its 2-3% target, wages can only grow at circa 3. @cjoye. In this conversation. Verified account Protected Tweets @; Suggested [email protected]! From US2yr notes to the Russell2000 and Peleton, Netflix, AfterPay etc etc etc. We would like to show you a description here but the site won’t allow us. . @cjoye. Found. Victoria's annual interest bill on its debt will rise towards $9 billion/yr by 2027 according to CBA analysis. When the cryptobros realise the startup founders need to cash in their crypto investments because SVB is experiencing a bank run. The quarterly pace of decline accelerated to. . RT @CommSec: In our latest Executive Series interview we sat down with @cjoye from Coolabah Capital to chat about wide range of issues including recent collapse of. Even with yields down. 1%; Brisbane prices down 0. Plus ,Bitcoin and Ethereum are down less than tech stocks. Verified account Protected Tweets @; Suggested usersWe would like to show you a description here but the site won’t allow us. christopher joye on Twitter. This will. I'm often asked how much time/effort it takes to write an AFR column. Fantastic lunch event with Chris Joye @cjoye and Coolibah Capital today in Perth. See new Tweets. christopher joye on Twitter: "Morning!" / Twitter. Welcome to the Complexity Premia podcast from Coolabah Capital, which is hosted by Christopher Joye, CIO and portfolio manager at Coolabah Capital. com. Australia needs to produce more with fewer people. 8 per cent, it would mean that purchasing power has been eroded by a total of 33 per cent since the RBA kicked off this cycle in May last year. Prepare for equities and property pain - my analysis. . ”We would like to show you a description here but the site won’t allow us. “Morning!” We would like to show you a description here but the site won’t allow us. It’s funny because traders on the street know that on Friday. In this conversation. Someone did the math on how the housing ponzi affects this generation compared to the days of old. Rebounding asset prices would keep inflation - and rates - higher for longer. Log in. “Bitcoin down at US$20k again, but Aussie house prices stabilising once more while equities tank. In this conversation. According to your own chart the annualized figure for Sydney is approx 11-12%. . 1% in 2020 drove Aussie houses prices 37% higher. Property is ‘sleepwalking’ towards its biggest test since the GFC. 85% to 4. Verified account Protected Tweets @; Suggested usersWe would like to show you a description here but the site won’t allow us. Binance Australia selling bitcoin $6k cheaper than other exchanges. “Good morning!”In this conversation. We would like to show you a description here but the site won’t allow us. 75% bonds or 5,6% annuity products without losing any skin to the middleman, market would be below 4,000 point instantly! Once BoJ st“Mortgage stress to rise as RBA flags risk of higher rates in. . @cjoye RBA speech just published: almost 30% of Aussie borrowers will suffer a more than 40% increase in their mortgage repayments if the RBA lifts the cash rate by 300 basis points, though concludes everything will be ok in that event. We now expect Australia's #housing prices to fall nearly 20%, before a modest recovery in 2024 as mortgage rates fall. We would like to show you a description here but the site won’t allow us. So presumably brought their first home. 1%, bringing total decline to 6. 6 billion Snowy Hydro… We've been forecasting a US recession since Jan 2022, which the market has recently converged on. Try and think of the whole story not the macro people want you to hear and fear”In this conversation. @cjoye Aug 6, 2022 22pc and back in 2020 - the issue with Ukraine is there is very limited data on it as a country statistically because it was only created in the early 1990s. ”We would like to show you a description here but the site won’t allow us. I suspect the increased earnings (and potentially profit) of the big players in ASX 200 might offset increases in discount rates. 4. “I did a podcast interview with Koda's David Clark on the coming commercial real estate crash, why a second phase of the housing correction will emerge, the looming. We would like to show you a description here but the site won’t allow us. @cjoye. 5% plus 1% productivity. Sign up“@mitch_dol @cjoye @TomInvesting This is the Jan REINZ HPI Index developed with our RBNZ. Why are they silent on the stock NFLX performance???”“Westpac/MI Australian Consumer Confidence now lower than GFC levels--and aside from March 2020, the lowest since 1990. We would like to show you a description here but the site won’t allow us. GS have published research on what Australia's inflation rate looks like using the new monthly data, crucially excluding items the ABS does not collect information on (and imputes to have no change). Our predicted housing recovery continues @FinancialReview (Prelim. Higher long-term risk-free cash rates are going to create a protracted pain trade for risky assets. Quote Tweet. “@cjoye Step forward for transparency, but still doesn’t stop more/different things being said in other forums (or by other RBA officials). @cjoye, @masters_joanne, @ImpactEconAU & @markgkenny. ”“@Fuffalufaguz @cjoye I bought at top 23 year old fixed rate 14 percent price tanked was in negative equity for 10 years house needed totally renovated sold for same price after all interest bills and pound bought nearly half what it would everyone is conned by media having to have what everyone has”We would like to show you a description here but the site won’t allow us. Well done. 04 Jun 2023 22:01:37We would like to show you a description here but the site won’t allow us. Immigrants need groceries, cars, bank accounts, etc”“Westpac data shows that exactly 50% of all borrowers are less than one month ahead on their mortgage repayments, or behind. We would like to show you a description here but the site won’t allow us. ALT. Job cuts over 18mo. We would like to show you a description here but the site won’t allow us. @cjoye. They all have movies on Netflix, and Netflix is down 80%. We would like to show you a description here but the site won’t allow us. Interesting to see Treasurer Jim Chalmers trying to directly jawbone the RBA into not hiking by arguing that the inflation result does not meet. Log in. 3. 7% in July; Melbourne prices down 1. Conversation“@cjoye who would have thought lending money to a government with a printing press that practically can't default would result in potentially the 2nd largest bank collapse in US history 😄”In this conversation. We would like to show you a description here but the site won’t allow us. Tech party is over as Canva and Atlassian get tough, and perks dry up“Does any seriously believe house prices will not fall after the RBA cutting the cash rate from 1. It’s like the economy has cancer and our doctors wants to stop treatment caus we’re feeling nauseous from the chemo 🤦♂️ @cjoye True, but houses / home units are hard to beat. “GS: Australian capital-city dwelling prices rose +0. Sign upLog in. We await policy details to review our outlook". afr. “The “family finances vs a year ago” sub-index dropped 8% in February, to 62. We would like to show you a description here but the site won’t allow us. christopher joye. We would like to show you a description here but the site won’t allow us. christopher joye on Twitter. christopher joye. Prepare for equities and property pain. We would like to show you a description here but the site won’t allow us. 16 May 2023 00:02:27“Aussie house prices fall another >1% in November, total loss now 7. . The stunning incident occurred in the waters off Werri Beach in New South Wales on Sunday and was captured on video. *Potential for another RBA hiking cycle >4%. “GS: Australian capital-city dwelling prices rose +0. christopher joye on Twitter: "Morning!" / Twitter. Verified account Protected Tweets @; Suggested users The data always tells a story and sticky inflation makes it impossible to see an upside with House prices til Q1 maybe even Q2 2024 Bear market like the 1 we are in. Log inWe would like to show you a description here but the site won’t allow us. 6%; 5 city index prices down 1. ”“With an inflation-targeting central bank, cash is actually one of your best inflation hedges”See new Tweets. Forecast looks good. We would like to show you a description here but the site won’t allow us. Sign upWe would like to show you a description here but the site won’t allow us. 9:26 PM · Aug 15, 2022 · Twitter Web App. Interesting to see Treasurer Jim Chalmers trying to directly jawbone the RBA into not hiking by arguing that the inflation result does not meet the "material" upside surprise test Bullock set - despite every economist and the market saying it does. Aug 16. 2m are customer assets. . Bank of M&D or other exogenous injections can only go so far. com. 3. Sign up Day of valuations reckoning looms for commercial real estate owners, valuers and auditors.